Friday, 15 January 2016

www.SipIndiaSip.com - Tax Saving Mutual Funds (ELSS) – Best Way to Save Tax u/s 80C – Compared to PPF etc


This time of the year in months of Jan Feb & March, all Salaried Employees & Self Employed Professionals review their Investments, especially Tax Saving Investments.

This Article / Blog / Slide will help you making the RIGHT Decision. Know How ? 

·         Tax Saving Mutual Funds – Dont Just Save Tax but are also has best Wealth Creating Abilities

·         Minimum Lock-in Period of 3 Years – Compared to PPF 15 Years – NSC 5 Years (But we Advise Investors to Stay Invested for Long Term)

·         There is no Tax – Either on Dividend or on Capital Gains

·         Dividends Declared are free in hands of Investors

·         Unlike Some Insurance schemes, you don’t have to commit Multi year Investments - Moreover they neither are Good Insurance nor are Good Investments

·         There is no Maximum Limit of Investment in Tax Saver Mutual Fund

·         The 4 Tax Saver Funds Shortlisted by www.SipIndiaSip.com have generated Returns of 17.45% to 24.99% since Inception – These are from Reputed Fund Houses like SBI, ICICI, IDFC & Franklin India

·         10 Years Return in these funds are in the range of 13.27% to 15.59%

·         From both Parameters – Very Long term Investment Horizon i.e. Returns since inception and from Medium to Long Term i.e. 10 Years Investment Horizon – Investment in Tax Saver Equity funds proves to be the best Investment

·         The Return in PPF is is in the range of 8-9%

·          ELSS has definitely outperformed other traditional Tax Saving Investments like PPF, NSC, Insurance Policies, Tax Saving Bank Fixed Deposits etc in the Long to Very Long Term

·         In any case, Tax Saving Investments are generally for Long term only, for most Investors

·         There is Option of Investing Lump Sum (One time) or Monthly or quarterly Investments thru SIP

·         Investment upto Rs.1.50 Lacs for Tax Saving Purpose u/s 80C (However one can invest Any Amount, only Tax Benefit is limited upto Rs1.50 Lacs)

·         We at www.SipIndiaSip.com recommend Investment in Equity Linked Saving Schemes i.e. Tax Saver Mutual Funds especially to the Young people in the range of 25-45 years of age bracket

For a Discussion on Suitable Mutual Fund Investment / Tax Saving Investment Options

Please Get in touch with us @


call us @ +91 98105 08321

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